Providing exceptional service to real estate
buyers and sellers in NW Illinois since 1992.
Let our experienced Realtor® agents achieve YOUR goals
for property in Lake Carroll, Jo Daviess, and Galena Illinois!

Buying Real Estate

Many people find the home buying process a little daunting and sometimes overwhelming. You’re not alone.  No buying experiences are ever the same, but we can help you with home buying tips that you may encounter during the different steps you take while buying your home or property!

 Despite the recent slowdowns in some markets, housing remains a strong long-term investment. Homeownership provides immediate beneifits and long-term value. You will also accumulate equity for the future while enjoying the benefits of a home you can use, improve and sell.

 Our Fawnridge Realty Agents are ready to help you make an informed decision to get you on your path to the property that is right for you!

Advantages of Buying:

Security that comes from owning a home and a knowledge that your home is a safeguard against inflation.

Investment: Payments on your mortgage mean your are aquiring a major new possession; instead of rent, you own more and more! Plus any enhancements you make drive up the value of your property.

Tax Advantage: Your real estate taxes and the interest on your mortgage are deductible on your income tax.

Environment: Your family and live and grow in the neighborhood of your choice.

 Cash Equity: Better than many savings accounts, your home can appreciate to keep pace with inflation.

Satisfaction:  Home ownership offers special advantages that make life more enjoyable – a chance to enjoy your family and friends’ companionship in the privacy of your own home.

What’s the Next Step:

So you’ve decided to buy and have chosen your agent.  What’s next?  Decide what you can afford and start looking for your new home! The best way to start is to talk with your agent and pinpoint all your important needs and wants for your new home.  Consider the space you will need, if you are interested in a fixer-upper as well as what features and amenities you want near your home.  Once we help you find that dream home, we’ll guide you through the process of making a compelling offer that reflects the true market value for the home you want to buy.  Once an offer has been accepted, we’ll be with you through the closing process!

Protect Your Investment:

Now that you have closed and are all moved in, you can start protecting your investment for years to come! Providing small routine maitenence early, you will save yourself big money in the long run.  And remember, our real estate professionals will still help you with questions you may have after the closing process about local attractions, finding contractors and repair services or any other questions that you may have!

What Can I Afford?:

It's normal to ask how much you can afford. Ultimately, your lender will preapprove you for a certain amount, but YOU will decide what you're comfortable paying every month.  Use this Mortgage Calulator to help you get started!  Or, contact Peggy Tully at Galena State Bank & Trust at 815-947-2000 or Email: ptully@galenastate.com

**For more information on home buying, Click Here to contact one of our licensed Realtor agents today  or call us now at 800-346-0671